AHMAD HAFIDH SAIFUL FIKRI, A.; SHOLEH, M.; SUSILOWATI, N.; ROESTAM AFANDI, M.; FEBRIANTO, I. Digital Wallets and Student Finances: Analyzing Behavioral Shifts in the Era of Cashless Payments. Sinergi International Journal of Management and Business, [S. l.], v. 3, n. 4, p. 254–268, 2025. DOI: 10.61194/ijmb.v3i4.898. Disponível em: https://journal.sinergi.or.id/index.php/ijmb/article/view/898. Acesso em: 13 dec. 2025.