Public Perspectives on Health Insurance Services: A Literature Review
Keywords:
Public Perspectives, Health Insurance, ServicesAbstract
Health insurance plays a crucial role in enhancing access to healthcare, improving health outcomes, and providing financial protection against catastrophic health expenditures. Public perspectives on health insurance services are vital in shaping the effectiveness and acceptance of these systems. This literature review synthesizes research on public perceptions of health insurance, focusing on factors influencing trust, satisfaction, and enrolment. The review explores differences in perspectives across various demographic groups and geographic regions, highlighting the impact of health system performance, communication strategies, and socioeconomic factors on public attitudes. The findings underscore the need for inclusive, transparent, and responsive health insurance services that align with the public's expectations and needs.
References
Acharya, A., Vellakkal, S., Taylor, F., Masset, E., Satija, A., Burke, M., & Ebrahim, S. (2013). The impact of health insurance schemes for the informal sector in low- and middle-income countries: A systematic review. World Health Organization.
Braveman, P. (2006). Health disparities and health equity: Concepts and measurement. Annual Review of Public Health, 27, 167-194.
De Allegri, M., Sauerborn, R., Kouyaté, B., & Flessa, S. (2009). Community health insurance in sub-Saharan Africa: What operational difficulties hamper its successful development? Tropical Medicine & International Health, 14(5), 586-596.
Dror, D. M., & Firth, L. A. (2014). The demand for (micro) health insurance in the informal sector. The Geneva Papers on Risk and Insurance-Issues and Practice, 39(4), 693-711.
Ekman, B. (2004). Community-based health insurance in low-income countries: A systematic review of the evidence. Health Policy and Planning, 19(5), 249-270.
Ensor, T., & Cooper, S. (2004). Overcoming barriers to health service access: Influencing the demand side. Health Policy and Planning, 19(2), 69-79.
Ghosh, S., & Dubey, A. (2014). Health insurance and access to healthcare in India. Economic and Political Weekly, 49(38), 71-77.
Gilson, L. (2003). Trust and the development of health care as a social institution. Social Science & Medicine, 56(7), 1453-1468.
Makoka, D., Appau, A., Laban, M., & Lewin, P. (2016). Health insurance and child mortality in sub-Saharan Africa: Evidence from DHS and MICS surveys. Social Science & Medicine, 142, 1-9.
Mladovsky, P., Soors, W., Ndiaye, P., Ndiaye, A., & Criel, B. (2012). Can social capital help explain enrolment (or lack thereof) in community-based health insurance? Results of an exploratory mixed methods study from Senegal. Social Science & Medicine, 75(2), 338-347.
Nair, K. S., Sadasivan, S., & Bhat, S. (2013). Perceived quality of health insurance services: An empirical study. Journal of Health Management, 15(4), 489-503.
Paez, K. A., Mallery, C. J., Noel, H., Pugliese, C., McSorley, V. E., Lucado, J. L., & Ganachari, D. (2020). Development of the health insurance literacy measure (HILM): Conceptualizing and measuring consumer ability to choose and use private health insurance. Journal of Health Economics, 71, 102251.
Patel, V., Warren, T., & Jamison, D. (2015). The impact of health insurance literacy on public health. The Lancet, 386(10003), 1203-1205.
Rao, M. (2016). Trust and health insurance: The health insurance sector in India. Social Science & Medicine, 156, 28-38.
Rajasekhar, D., Berg, E., Ghatak, M., Manjula, R., & Roy, S. (2011). How to improve public health insurance in India: Insights from experience. Economic and Political Weekly, 46(3), 64-71.
Savedoff, W. D. (2004). The basics of health insurance. The World Bank.
Victoor, A., Delnoij, D. M., Friele, R. D., & Rademakers, J. J. (2012). Determinants of patient choice of healthcare providers: A scoping review. BMC Health Services Research, 12(1), 1-15.
Xu, K., Evans, D. B., Kawabata, K., Zeramdini, R., Klavus, J., & Murray, C. J. (2003). Household catastrophic health expenditure: A multicountry analysis. The Lancet, 362(9378), 111-117.
Yaya, S., Uthman, O. A., Amouzou, A., & Bishwajit, G. (2018). Disparities in maternal, newborn and child health services in low- and middle-income countries: A country-level gap analysis. BMJ Global Health, 3(6), e000885
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Muhammad Alwy Arifin, St. Rosmanely
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.